Icici Bank Reviews
(Rated by 8 users)
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Are you looking for ways to save money when shopping at Icici Bank. Our Icici Bank coupon codes can help you do just that! Over 8 customers have already used our coupons to save an average of $60 with Icici Bank discount codes. There are currently 12 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.3
Base on 8 Reviews
Ratings by Feature
Ratings by Feature
- Price & Quality4.4
- Customer Service4.7
- Good Value4.6
- Return Policy4.8
- Shipping & Delivery4.7
Recent Customer Reviews (8)
Esther Skov
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Daniel Rios
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William Morel
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Mattijs Adriaansen
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Justin Harper
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Barbara Ackerman
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Harold Graham
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Gazsi Szakály
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Icici Bank Pricing
Personal Loans Loan Amount
up to Rs 25 Lakhs
Personal Loans Interest Rate
starting at 10.80%
Personal Loans Processing Fees
0.75% - 2.25%
Personal Loans Repayment Tenure
12 - 72 months
Icici Bank Pros & Cons
Pros
1
Competitive Interest Rates: ICICI Bank offers personal loans at competitive interest rates, often tailored to suit different borrower profiles.
2
Flexible Loan Amounts: Personal loans ranging from a few thousand rupees to several lakhs are available, depending on eligibility.
3
Convenient Application Process: A user-friendly online application process through the website and mobile app saves time and effort.
4
Quick Disbursement of Funds: Funds are disbursed quickly once the loan is approved, allowing for prompt financial assistance.
5
Part-prepayment and Foreclosure Options: Facilities for part-prepayment and foreclosure are available, helping to save on interest charges and become debt-free sooner.
6
Customized Repayment Tenures: Flexible repayment tenures ranging from 12 to 72 months allow borrowers to choose a period that suits their financial capabilities.
CONS
1
Eligibility Criteria: Specific eligibility criteria must be met, including age, income, employment type, and credit history requirements. Failing to meet these criteria may lead to rejection.
2
Processing Fees and Other Charges: Processing fees ranging from 0.75% to 2.25% of the loan amount, along with other charges like prepayment and foreclosure fees, are applicable.
3
Impact on Credit Score: Taking on additional debt can temporarily impact your credit score, emphasizing the importance of timely repayments.
4
Potential Debt Trap: Borrowing responsibly is crucial to avoid excessive debt and financial stress.
Icici Bank Features and Benefits
Features
Simple Home Loan Application Process
Suitable for both existing and non-existing customers
Pre-approved Home Loan Offer
Instant loan sanction with no documentation
Attractive Home Loan Interest Rate
Provides cost-effective borrowing
Low EMI for Home Loans
Ensures affordable monthly repayments
Simplified Loan Application and Disbursement
Streamlines the entire process
Low Personal Loan Interest Rate (starting at 10.80%)
Offers one of the lowest rates for affordable borrowing
Personal Loan Amount up to Rs 25 Lakhs
Meets substantial financial needs
No Security/Guarantor Required
Enables collateral-free loans
Faster Processing for Personal Loans
Provides quick access to funds
Minimum Documentation
Reduces paperwork and hassle
Flexible Repayment Tenure (12-72 months)
Allows customization to financial capabilities
Competitive Interest Rates
Tailored to different borrower profiles
Flexible Loan Amounts
Available from a few thousand to several lakhs based on eligibility
Convenient Online Application Process
User-friendly via website and mobile app, saving time and effort
Quick Disbursement of Funds
Delivers prompt financial assistance
Part-prepayment and Foreclosure Options
Helps save on interest charges and become debt-free sooner